There are so many important decisions that need to be made when you own a house. From mortgage payments to home repairs, it can be easy to let some things fall through the cracks. However, one thing you can’t afford to neglect is your home insurance policy. Homeowners insurance protects your biggest investment, so it’s important to make sure you have the right coverage. Central Lakes Insurance Brokers can help residents in Edina, MN avoid common mistakes. Here are a few of them.
Mistake 1: Not having enough coverage
Your home is likely your most valuable asset, so you’ll want to make sure it’s properly protected in the event of a fire, theft, or other disasters. Central Lakes Insurance Brokers will work with you to make sure you have adequate coverage for your home and belongings.
Mistake 2: Not reviewing your policy regularly
Your needs as a homeowner will change over time, so it’s important to review your insurance policy on a regular basis. At a minimum, you should review your policy once a year when coverage renews.
Mistake 3: Not considering the value of your belongings
Over time, you are likely going to add more expensive items to your home. Be sure to keep your insurance policy up-to-date so that it reflects the value of your belongings.
Mistake 4: Not asking questions
Your home is a big investment, so you want to be sure that you understand your insurance policy. It’s important to know what coverages you have to review and change as necessary.
Mistake 5: Not using an independent insurance agent
An independent insurance agent can give you the personalized attention you deserve. They will take the time to get to know you and your needs in order to find the best policy for you.
Central Lakes Insurance Brokers is an independent insurance agent serving Edina, MN. Contact us today for all your insurance needs or if you would like to request a free estimate.