Some of your best days are spent out and about on your ATV or in your RV. These recreational vehicles bring joy to millions of Americans every year. So, why wouldn’t you protect that investment with a recreational insurance policy? Simply put, this type of insurance is meant for recreational vehicles.

However, it is important to note that purchasing coverage for some recreational vehicles like boats, requires a completely separate policy. In Edina, MN, the Central Lakes Insurance Brokers are the agents you will want to speak with about purchasing a recreational insurance policy.

The Basics of Recreational Insurance Policies

One convenient truth about recreational insurance is that it can be attached to most home and auto policies! This makes it easy to provide coverage for those off-roading vehicles you enjoy so much. There will be exclusions to which vehicles qualify for coverage under this type of policy.

For instance, it typically boils down to whether or not you drive the vehicle on the road. So, if you have a set of four-wheelers or ATVs that you only drive on your property, then chances are you can get coverage. Your insurance agent from Central Lakes Insurance Brokers can give you more details about what vehicles can be covered under a recreational insurance policy.

Benefits of Pairing Your Recreational Insurance with a Home or Auto Policy

Many times, insurance companies will offer discounts when you bundle your insurance policies. Whether your policies qualify for bundling depends on which ones you have. However, it is always a good idea to consult with your insurance agent about how you can keep prices low. 

If you are able to bundle a recreational insurance policy with your auto policy, know that there are great benefits to doing so. For example, the coverage you receive could cover things like bodily injury, property damage, and so forth. Contact Central Lakes Insurance Brokers in Edina, MN for your recreational insurance policy!