Auto insurance is something that is designed to meet your particular needs. It can be customized in many ways. It is important that you pay attention to your coverage. No one wants to pay too much or have too little auto insurance in the event you need to use it. At Central Lakes Insurance Brokers in Edina, MN we take our responsibility as independent insurance agents seriously. We make sure all of our customers have the mandated amount of auto insurance that the state requires, but we count on them to give us the additional information we need to make recommendations for coverage.
Review your auto insurance when your policy renews
When it is time for your auto insurance to review you will get a copy of your declaration. The declaration page gives you all the particulars about your policy. It tells you who the covered drivers are, the vehicles, and the amount and type of coverage you have on each vehicle. One of the first things to consider is if your liability coverage is adequate. If your financial situation has improved, you may be under-protected.
When you add or subtract a driver
The drivers you have on your policy can affect your premium. If your teen drivers have moved on you will be able to get a better rate, and maybe it is time to look for a new carrier. If you have added a driver the same is true, you need to consider if you have enough coverage for a young driver.
When your car gets old
There comes a time in the life of all vehicles when having collision and comprehensive coverage is no longer cost-effective, and you may want to consider removing that coverage.
Contact Central Lakes Insurance Brokers in Edina, MN when you need to discuss your auto insurance coverage.