Life in Edina, MN is just fine, but everyone deserves a vacation sometime. So you plan for a big travel excursion, pack everything needed, jump on a plane and get to the airport to rent a car to your hotel destination. However, at the counter, the clerk asks you an odd question: do you want their car insurance for the rental car or do you have your own?
Most folks traveling will forget that a lot of car insurance policies assume people will travel from time to time, and the policies include language that covers a person when driving a rental car. The coverage provided will tend to be the same as what was provided for an owned car, i.e., if one has a basic insurance liability-only policy, that’s all that will be covered on a rental car. If you have comprehensive, the same will apply to the rental accordingly. However, many folks forget or are not aware, and then they kick out $50 or so for a temporary coverage that may not be needed at all.
For Edina, MN drivers and those in the greater area, Central Lakes Insurance Brokers can help. They can vet policies and point out exactly what will be provided for travel coverage and how it will work. This kind of helpful knowledge not only answers the question at the rental car desk, it helps people save money and understand their coverage in all situations far better. And that makes people better drivers overall before they get on the road. So, if you’re not sure and you have a big trip coming up, give Central Lakes Insurance Brokers a call about your car insurance. They can help make your trip a memorable one instead of a mistake.